Payments Platform for Somalia, Djibouti and Ethiopia.
The fastest way to get paid.
Accept international payments, withdraw to local banks, manage payouts and simplify your online payments by integrating with all payment channels via one platform.
Sifalo Pay provides the infrastructure to accept payments from customers around the world and the tools to manage and move your money. All from a single platform.
150+ countriesAccept worldwide payments
Supported payment methods
- 99.99%Guaranteed Uptime
- Reliable infrastructure for your payments.
- 24/7Customer support
- Help is available whenever you need it.
- <1sAPI response
- Fast response = Happy customers
The platform
One platform for all your payments
Your customers use different ways to pay. Your business shouldn't need a different system for each one.
Sifalo Pay brings cards, mobile money, transactions, withdrawals, payment links, and sales reporting together in one portal.
Connect once. Choose the payment methods that make sense for your customers. See what is happening across your business without moving between different providers.
Ways to get paid
Sell without building everything yourself.
There is more than one way to accept payments with Sifalo Pay. Connect directly to your website or app, Integrate using an official plugin, or create a payment link and start collecting money without building a checkout page.
Checkout
Sifalo Pay$248.00
Order #SP-10428
INTEGRATE
API & plugin integration
Integrate your application with Sifalo Pay through a simple REST API.
Use the programming language you're already comfortable with, or use an official Sifalo Pay plugin for supported platforms. This gives developers the flexibility to build a payment experience that fits their product rather than adapting the product around the payment system.
POST api.sifalopay.com/gateway/
{
"amount": 749.00,
"currency": "USD",
"gateway": "card"
}
NO WEBSITE? NO PROBLEM
Payment links
Start getting paid, share it with your customer, and collect payment.
Use payment links for selling products, services, event tickets. There is no website required.
A payment flow desiged for those moments where you just want to get paid for your work.
- 1Create a payment link
- 2Share it with your customer
- 3Collect the payment
Withdrawals
Track your funds easily.
Once you receive a payment, The payment is available on your Sifalo Pay account and you can withdraw to your bank or mobile money account anytime.
Personal accounts can withdraw through supported mobile money services. Business accounts can also access bank withdrawals and mass payouts in supported countries.
- Payment receivedMobile money
- Funds availableAccount balance
- Withdrawal requestedBank or mobile wallet
- Payout sentYour preferred method
Advanced sales analytics
See the data behind the transactions.
Payments data tell you more than how much money you collected.
Sifalo Pay's sales and payment dashboards help you view your payment activity, understand how your business is performing, and follow business growth over time.
Instead of jumping between different tools to understand your sales, All insights are available right next to payments.
Sifalo AI Agent
Turn clearer product content into more sales.
Sifalo AI Agent helps you create persuasive payment-link copy, draft tailored store terms, and complete routine merchant tasks in seconds—so you can launch faster and sell with confidence.
- New course saleMastercard+$149.00
- Payment linkEVC Plus+$85.00
- Store checkouteDahab+$240.00
Crowdfunding
Collect funds for a cause, project, or campaign.
Create crowdfunding payment links and collect contributions directly through Sifalo Pay.
Your supporters get a smooth payment experience, while you get a powerful easy to use payment platform.
Campaign link activity
- ContributioneDahab$750.00
- ContributionVisa$4,370.00
- ContributionMastercard$1,790.00
Sifalo Pay Business
Built for businesses with more to manage.
When your payment operation grows, your account needs to grow with it.
Business plans add the controls for teams, multiple operations, branded checkout, automated payouts, billing, and banking workflows.
Multiple sub-accounts
Manage multiple businesses, projects, or operations from one main Sifalo Pay account.
Custom branded hosted checkout
Put your brand at the center of the hosted checkout experience, with your own logo and visual identity.
Automated mass payouts
Send payouts to multiple recipients without processing each payment one by one.
Multi-user account management
Give your team access to the same business account with different roles to keep payment operations organized.
Smart billing management
Keep billing activity structured and easier to manage as your customer base grows.
Automated WhatsApp billing
Bring billing communication into WhatsApp so customers can receive payment reminders where they already communicate.
Bank withdrawals and payouts
Withdraw funds through supported banks and manage business payouts through various banks.
Subscription tracking
Keep track of your customer subscriptions and reduce churn with powerful analytics.
Dedicated account manager
Get a dedicated point of contact for your Sifalo Pay business account.
Multi-bank payroll processing
Process payroll across multiple supported banks using one single portal.
SECURITY & COMPLIANCE
Security is built into the core the platform.
With a payment platform like Sifalo Pay security cannot be an afterthought.
Sifalo Pay uses multiple layers of protection across accounts, identities, transactions, and payment activity.
Two-factor authentication, identity verification, and KYC add further protection around your account and financial information.
Enterprise Security
Bank-grade security standards and infrastructure protect the systems handling your payment activity.
PCI DSS Compliant
Sifalo Pay follows industry requirements for card payment security.
AML Protection
Realtime payment monitoring and controls help identify and prevent activity associated with money laundering.
Fraud Prevention
Data- and AI-powered systems monitor transactions to identify suspicious activity and help prevent fraud.
BUILT FOR DEVELOPERS BY DEVELOPERS
Start accepting payments in minutes.
A payment integration should not require your team to fight their way through old and complex API's and complicated documentations.
Sifalo Pay provides a developer-friendly REST API, clear documentation, and official integrations so your developers can get to a working payment flow quickly.
- Quick Integration
- Connect your website or application to Sifalo Pay using a straightforward API built for fast implementation.
- Clear Documentation
- Find the guides you need quickly to understand the integration flow and start building right away.
- AI-Agent Ready Docs
- Give your AI coding agent the Sifalo Pay documentation and implement payments with a single prompt. The documentation is structured to be clear for any AI development agent.
Integrations
Your stack + Sifalo Pay
WooCommerce
Connect Sifalo Pay to your WooCommerce store and accept payments directly at checkout.
- Coming soon
Shopify
We heard you! Shopify integration is coming soon.
Sifalo Pay newsletter
Never miss a Sifalo Pay update.
Get product releases, new payment methods, integrations, and practical merchant guidance delivered to your inbox.
FAQ
Frequently asked questions
Answers about accounts, payment methods, withdrawals, pricing, and support.
What do I need to sign up with Sifalo Pay?
Personal accounts require a working email, address, and valid personal ID.
Business accounts also require business registration documents and the main administrator's personal ID.
Is Sifalo Pay available worldwide?
You can receive payments from almost any country around the world.
Withdrawals are currently supported in Somalia, Somaliland, Djibouti, and Ethiopia.
What payment methods does Sifalo Pay support?
Sifalo Pay supports EVC Plus, eDahab, eSahal, Zaad, Premier Wallet, Visa, and Mastercard, with more payment methods coming soon.
Do I have to pay a subscription to use Sifalo Pay?
No. Personal accounts are free with no monthly or yearly subscription fee.
A Business plan is available when you need additional capabilities.
What are the transaction fees?
Transaction fees vary by payment gateway. Current pricing for each supported gateway is available inside the Sifalo Pay portal.
Do you support bank withdrawals?
Yes. Bank withdrawals are supported in the countries where Sifalo Pay currently offers bank withdrawal services.
Bank withdrawals require a Business plan. Personal accounts are limited to mobile money withdrawals.
When do I need a Business plan?
Business is required for capabilities such as team collaboration, banking support, custom checkout experiences, and bringing your own gateway APIs.
What businesses can use Sifalo Pay?
Business eligibility is governed by the Sifalo Pay Terms of Use.
How do I track my payments?
Payments can be verified in real time from the Sifalo Pay portal, including when funds become available for withdrawal.
What security features does Sifalo Pay offer?
Sifalo Pay includes two-factor authentication, identity verification and KYC, fraud detection and prevention, and additional security controls.
Is support available?
Yes. Support is available through the built-in chat.
Start accepting payments.
Give your customers more ways to pay and gift yourself ease of mind.